By accessing or using the services of ZonPay Technologies, you agree to comply with these Terms & Conditions. ZonPay Technologies is a software and technology company providing website development, mobile application development, software development, API integration, UI/UX design, IT consulting, cloud solutions, maintenance, and digital technology services. All services are provided based on mutually agreed quotations, proposals, or contracts. Customers are responsible for providing accurate information and timely approvals required for project execution. Payments made through our website are processed securely using authorized payment gateway providers. We do not store any debit card, credit card, CVV, UPI PIN, or internet banking credentials. Project timelines depend on the scope of work and client cooperation. Any delay in providing required content, approvals, or information may result in a revised delivery schedule. Unless otherwise agreed in writing, ownership of the completed project and related deliverables will be transferred to the client after full payment is received. Customers shall not use our services for any unlawful, fraudulent, abusive, or prohibited activities. ZonPay Technologies reserves the right to suspend or terminate services in case of policy violations, fraudulent transactions, chargebacks, or misuse of services. We strive to provide reliable and uninterrupted services; however, we shall not be liable for delays or interruptions caused by technical failures, third-party service providers, internet connectivity issues, natural disasters, or circumstances beyond our reasonable control. To the maximum extent permitted by law, ZonPay Technologies shall not be liable for any indirect, incidental, special, or consequential damages arising from the use of our services or website. These Terms & Conditions shall be governed by the laws of India, and any disputes shall be subject to the exclusive jurisdiction of the competent courts in India. By using our website and services, you acknowledge that you have read, understood, and agreed to these Terms & Conditions. For any questions, please contact us at support@ZonPay.in.